AIO EXCHANGE Terms And Conditions

Last Updated: 2nd November 2023

AIO Exchange s.r.o is an exchange based in the Czech Republic, company reference number: 19845391.

Correspondence And Registered Address:

AIO Exchange s.r.o,
Cimburkova 916/8,
Žižkov,
130 00 Prague 3

By utilizing the AIO Exchange platform, you are entering into an agreement with the operators of AIO Exchange. By accessing, downloading, or using any of the services provided by AIO Exchange, you confirm that you have read, understood, and accept all of the terms and conditions outlined in these terms of use, as well as our privacy policy at (https://aio.exchange/privacy). Please note, when utilizing specific features of our services, you may be subject to additional terms and conditions.

Please be aware that digital currencies and their derivatives are subject to fluctuations in value, and there is a significant risk of economic losses when purchasing, selling, holding or investing in such assets. By utilizing the AIO Exchange platform and its services, you acknowledge and agree that you are aware of the risks associated with transactions of digital currencies and their derivatives, that you assume all such risks, and that AIO Exchange shall not be liable for any adverse outcomes.

By accessing, using or attempting to use the services provided by AIO Exchange, you acknowledge that you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please refrain from accessing or utilizing any services provided by AIO Exchange.

1. Terms and Definitions

1.1 AIO Exchange: The term "AIO Exchange" refers to the ecosystem comprising the AIO Exchange websites and platforms (whose domain names is https://aio.exchange).

1.2 AIO Exchange Operators: "AIO Exchange Operators" refer to all parties that operate AIO Exchange, including but not limited to employees of AIO Exchange Cayman, CR-381861 legal entities, unincorporated organizations and teams that provide AIO Exchange Services and are responsible for such services. For the purpose of these terms, unless otherwise stated, references to "AIO Exchange" and "we" specifically pertain to AIO Exchange Operators.

1.3 AIO Exchange Services: "AIO Exchange Services" refer to the various services provided to you by AIO Exchange, which are based on internet and/or blockchain technologies and offered via AIO Exchange websites and platforms.

1.4. AIO Exchange Platform Rules: "AIO Exchange Platform Rules" refer to all rules, interpretations, announcements, statements, letters of consent and other contents that have been and will be subsequently released by AIO Exchange, as well as all regulations, implementation rules, product process descriptions, and announcements published.

1.5. Users: "Users" refers to all individuals, institutions or organizations that access, download or use AIO Exchange or AIO Exchange Services and meet the criteria and conditions stipulated by AIO Exchange.

1.6. Digital Currencies: "Digital Currencies" refer to encrypted or digital tokens or cryptocurrencies with a certain value that are based on blockchain and cryptography technologies and are issued and managed in a decentralized form.

1.7. Digital Assets: "Digital Assets" refer to Digital Currencies, their derivatives or other types of digitalized assets with a certain value.

1.8. AIO Exchange Accounts: "AIO Exchange Accounts" refer to the foundational virtual accounts, including main accounts and sub-accounts, which are opened by AIO Exchange for Users to record on AIO Exchange their usage of AIO Exchange Services, transactions, asset changes and basic information. AIO Exchange Accounts serve as the basis for Users to enjoy and exercise their rights on AIO Exchange.

1.9. Crypto-to-crypto Trading: "Crypto-to-crypto Trading" refers to spot transactions in which one digital currency is exchanged for another digital currency.

2. General Provisions

2.1 Contractual Relationship: These Terms of Use constitute a legal agreement and create a binding contract between you and the AIO Exchange Operators.

2.2 Supplementary Terms: Due to the rapidly evolving nature of Digital Currencies and AIO Exchange, these terms may not enumerate or cover all rights and obligations of each party and may not guarantee full alignment with needs arising from future developments. Therefore, the Privacy Policy (https://aio.exchange), AIO Exchange Platform Rules, and any other agreements entered into separately between you and AIO Exchange shall be considered supplementary terms that are an integral part of these terms and shall have the same legal effect. Your use of AIO Exchange Services is deemed to be your acceptance of the above supplementary terms.

2.3 Changes to These Terms: AIO Exchange reserves the right to make changes to these terms at any time. If any changes are made, we will notify you through our website or through other means of communication. Your continued use of the services following any changes to these terms shall be deemed to be your acceptance of such changes.

2.4 Prohibition of Use: BY ACCESSING AND USING AIO EXCHANGE SERVICES, YOU REPRESENT AND WARRANT THAT YOU HAVE NOT BEEN INCLUDED IN ANY TRADE EMBARGOES OR ECONOMIC SANCTIONS LIST (SUCH AS THE UNITED NATIONS SECURITY COUNCIL SANCTIONS LIST), THE LIST OF SPECIALLY DESIGNATED NATIONALS MAINTAINED BY OFAC (THE OFFICE OF FOREIGN ASSETS CONTROL OF THE U.S. DEPARTMENT OF THE TREASURY), OR THE DENIED PERSONS OR ENTITY LIST OF THE U.S. DEPARTMENT OF COMMERCE. AIO EXCHANGE RESERVES THE RIGHT TO CHOOSE MARKETS AND JURISDICTIONS TO CONDUCT BUSINESS, AND MAY RESTRICT OR REFUSE, IN ITS DISCRETION, THE PROVISION OF AIO EXCHANGE SERVICES IN CERTAIN COUNTRIES OR REGIONS.

3. About AIO Exchange

As an important part of the AIO Exchange Ecosystem, AIO Exchange mainly serves as a global online platform for Digital Assets trading, connecting to 16 third-party exchanges for pricing and market data, and provides Users with a streamlined multi-exchange trading platform, financing services, technical services and other Digital Assets-related services. As further detailed in Article 3 below, Users must register and open an account with AIO Exchange, and deposit Digital Assets into their account prior to trading. Users may, subject to the restrictions set forth in these Terms, apply for the withdrawal of Digital Assets.Although AIO Exchange has been committed to maintaining the accuracy of the information provided through AIO Exchange Services, AIO Exchange cannot and does not guarantee its accuracy, applicability, reliability, integrity, performance or appropriateness, nor shall AIO Exchange be liable for any loss or damage that may be caused directly or indirectly by your use of these contents. The information about AIO Exchange Services may change without notice, and the main purpose of providing such information is to help Users make independent decisions. AIO Exchange does not provide investment or consulting advice of any kind, and is not responsible for the use or interpretation of information on AIO Exchange or any other communication medium. All Users of AIO Exchange Services must understand the risks involved in Digital Assets trading, and are recommended to exercise prudence and trade responsibly within their own capabilities.

3.1. Registration Requirements

All Users must apply for a AIO Exchange Account at (https://aio.exchange) before using AIO Exchange Services. When you register a AIO Exchange Account, you must provide your real name, email address and password, and accept these Terms, the Privacy Policy, and other AIO Exchange Platform Rules. AIO Exchange may refuse, in its discretion, to open a AIO Exchange Account for you. You agree to provide complete and accurate information when opening a AIO Exchange Account, and agree to timely update any information you provide to AIO Exchange to maintain the integrity and accuracy of the information. Only one User can be registered at a time, but each individual User (including any User that is a business or legal entity) may maintain only one main account at any given time. Institutional Users (including Users that are businesses and other legal entities) can open one or more subaccounts under the main account with the consent of AIO Exchange. For certain AIO Exchange Services, you may be required to set up a special account independent from your AIO Exchange Account, based on the provisions of these Terms or the Supplementary Terms. The registration, use, protection and management of such trading accounts are equally governed by the provisions of this article and article 6, unless otherwise stated in these Terms or the Supplementary Terms.

3.2. Eligibility

By registering for an AIO Exchange account, you represent and warrant that: (i) you are at least 18 years old or have legal capacity to enter into a contract; (ii) you have the authority to enter into these terms; (iii) you have not been previously suspended or banned from AIO Exchange services; (iv) you do not currently have an AIO Exchange account; (v) if acting on behalf of a legal entity, you have the necessary authorization to bind said entity; (vi) your use of AIO Exchange services will comply with all applicable laws and regulations, including those related to anti-money laundering, anti-corruption, and counter-terrorist financing.

3.3. User Identity Verification

Your registration of an account with AIO Exchange will be subject to verification of your identity and any other information provided by you. You understand and agree that AIO Exchange may, at its discretion, use third-party verification services to verify your identity and any other information provided by you. You authorize AIO Exchange to use, process, and store your personal information for the purpose of identity verification and compliance with applicable laws and regulations.

3.4. Account Security

You are responsible for maintaining the confidentiality and security of your AIO Exchange account information and for all activities that occur under your account. You must immediately notify AIO Exchange of any unauthorized use of your account or any other security breach. AIO Exchange will not be liable for any loss or damage arising from your failure to comply with this article.

3.5. Account Termination

AIO Exchange reserves the right to terminate your account at any time, with or without notice, if it determines, in its sole discretion, that you have breached these Terms or any other AIO Exchange Platform Rules, or that your use of AIO Exchange Services is harmful to AIO Exchange or any other third party.

4. By creating an AIO Exchange account, you hereby agree to the following:

4.1. You will notify AIO Exchange immediately if you become aware of any unauthorized use of your AIO Exchange account or any violation of security protocols.

4.2. You will comply with all security, authentication, trading, charging, and withdrawal procedures established by AIO Exchange.

4.3. You will take appropriate measures to log out of your AIO Exchange account at the end of each session.

4.4. Your personal data will be protected and kept confidential in accordance with AIO Exchange's Privacy Policy and applicable laws. AIO Exchange reserves the right to collect, process, use, or disclose your personal data as necessary. This may include disclosing your personal data to third parties, such as your transaction counterparty, AIO Exchange operators, shareholders, partners, investors, professional advisers, government regulatory agencies, and other entities as necessary.

4.5. AIO Exchange reserves the right to provide, modify, or terminate any AIO Exchange Services at its discretion, and to limit or restrict access to certain services for certain users.

4.6. You represent and warrant that your use of AIO Exchange Services will not violate any laws or regulations applicable to you.

5. Service Usage GuideLines

5.1. License:
Subject to your compliance with the terms and conditions set forth in these Terms, AIO Exchange grants you a revocable, limited, non-exclusive, non-transferable, and non-sublicensable license to access and use the AIO Exchange Services for your personal, non-commercial use. You are prohibited from using the AIO Exchange Services for resale or commercial purposes, including transactions on behalf of other persons or entities. Any such use is strictly prohibited and constitutes a material violation of these Terms. AIO Exchange reserves the right to determine the layout, format, function and access rights of the AIO Exchange Services. AIO Exchange reserves all rights not explicitly granted in these Terms, and you are prohibited from using the AIO Exchange Services in any manner not explicitly authorized by these Terms.



This license grants a limited right to access and use the AIO Exchange Services and does not transfer any ownership or intellectual property rights in the AIO Exchange Services or any AIO Exchange intellectual property to you or any other party. All text, graphics, user interfaces, visual interfaces, photographs, sounds, artwork, computer code (including HTML code), programs, software, products, information, and documentation, as well as the design, structure, selection, coordination, expression, "look and feel," and arrangement of any content contained in the AIO Exchange Services, are owned by or licensed to AIO Exchange and its affiliates.

This license grants a limited right to access and use the AIO Exchange Services and does not transfer any ownership or intellectual property rights in the AIO Exchange Services or any AIO Exchange intellectual property to you or any other party. All text, graphics, user interfaces, visual interfaces, photographs, sounds, artwork, computer code (including HTML code), programs, software, products, information, and documentation, as well as the design, structure, selection, coordination, expression, "look and feel," and arrangement of any content contained in the AIO Exchange Services, are owned by or licensed to AIO Exchange and its affiliates.

AIO Exchange shall own any feedback, suggestions, ideas, or other information or materials (collectively, "Feedback") about AIO Exchange or the AIO Exchange Services that you provide through email, the AIO Exchange Services, or other means. You hereby assign all rights, title, and interest in and to such Feedback and any related intellectual property rights to AIO Exchange, and waive any claim for compensation or credit based on such Feedback or any modifications made to the AIO Exchange Services based on such Feedback.

5.2. Restrictions:
When using the AIO Exchange Services, you agree to comply with the following provisions:

i. All activities you carry out while using the AIO Exchange Services must comply with applicable laws, regulations, these Terms and any guidelines provided by AIO Exchange.

ii. Your use of the AIO Exchange Services must not violate public interests, public morals, or the legitimate interests of others, including any actions that would interfere with, disrupt, negatively affect, or prohibit other users from using the AIO Exchange Services.

iii. You agree not to use the AIO Exchange Services for market manipulation, such as pump and dump schemes, wash trading, self-trading, front-running, quote stuffing, and spoofing or layering, regardless of whether prohibited by law.

iv. Without prior written consent from AIO Exchange, you are prohibited from using AIO Exchange data for commercial purposes, including but not limited to: trading services that make use of AIO Exchange quotes or market bulletin board information, data feeding or streaming services that make use of any market data from AIO Exchange, and any other websites, apps, or services that charge for or profit from (including through advertising or referral fees) market data obtained from AIO Exchange.

v. Without prior written consent from AIO Exchange, you may not modify, replicate, duplicate, copy, download, store, further transmit, disseminate, transfer, disassemble, broadcast, publish, remove or alter any copyright statement or label, or license, sublicense, sell, mirror, design, rent, lease, private label, grant security interests in the properties or any part of the properties, or create derivative works or otherwise take advantage of any part of the properties.

vi. You may not use any deep linking, web crawlers, bots, spiders, or other automated methods to access, scrape, or crawl any pages contained in the AIO Exchange Services, or to harvest or manipulate data from the AIO Exchange Services.

vii. You may not use the AIO Exchange Services to transmit any viruses, worms, defects, Trojan horses, or any other items of a destructive nature.

viii. You may not use the AIO Exchange Services to send unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages.

ix. You may not use the AIO Exchange Services to send or store any infringing, obscene, threatening, libelous, or otherwise unlawful or tortious material, including material harmful to children or violative of third party privacy rights.

x. You may not use the AIO Exchange Services to engage in any other conduct that restricts or inhibits any other person from using or enjoying the AIO Exchange Services, or that, in AIO Exchange's sole judgment, exposes AIO Exchange or any of its users, affiliates, or any other third party to any liability, damages, or detriment of any type.

5.3. Crypto-to-crypto Trading
Upon completion of the registration process for your AIO Exchange account you may conduct Crypto-to-Crypto trading using AIO Exchange in accordance with the provisions of these terms and AIO Exchange Platform Rules

a. Orders
By submitting an instruction to create an order, you acknowledge and agree that your funds will be transmitted to a third-party exchange for the purpose of executing the transaction. You recognize that any estimates provided by AIO Exchange are based on market conditions at the time of generation and are subject to change, including but not limited to variations in fees, prices, and timings. You warrant that any slippage that may occur during the execution of the transaction is a risk inherent to the process and that you accept and acknowledge the potential for loss or profit as a result of slippage. You further acknowledge that AIO Exchange and its operators shall not be held liable for any delays or loss of funds incurred during the transaction process. To facilitate the execution of the transaction, you authorize AIO Exchange to handle the transmission of funds to the relevant exchanges.

b. Fees
You agree to remit payment of the fees quoted by AIO Exchange, prior to the execution of any order. These fees are calculated based on various factors such as the size, network, and exchange processing the transaction. AIO Exchange reserves the right to modify the factors used in calculating fees at its discretion. By accepting the related quote, you authorize AIO Exchange to deduct the specified fee from your account.

c. Additional Crypto-to-crypto Trading
In addition to the Crypto-to-crypto Trading outlined in paragraph (a), AIO Exchange may, at its discretion, provide technical and platform services for other forms of Crypto-to-crypto Trading in accordance with its separate AIO Exchange Platform Rules, such as One Cancels the Other (OCO) and block trades.

5.4. Liability:

i. Disclaimer Of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AIO EXCHANGE SERVICES, AIO EXCHANGE MATERIALS AND ANY PRODUCTS, SERVICES OR OTHER ITEMS PROVIDED BY OR ON BEHALF OF AIO EXCHANGE ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS, AND AIO EXCHANGE EXPRESSLY DISCLAIMS, AND YOU WAIVE, ANY AND ALL OTHER WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT OR WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING OR USAGE IN TRADE. AIO EXCHANGE DOES NOT REPRESENT OR WARRANT THAT THE SITE, AIO EXCHANGE SERVICES, OR AIO EXCHANGE MATERIALS ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. AIO EXCHANGE DOES NOT GUARANTEE THAT ANY ORDER WILL BE EXECUTED, ACCEPTED, RECORDED OR REMAIN OPEN. EXCEPT FOR THE EXPRESS STATEMENTS, AGREEMENTS AND RULES SET FORTH IN THESE TERMS, YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE NOT RELIED UPON ANY OTHER STATEMENT OR AGREEMENT, WHETHER WRITTEN OR ORAL, WITH RESPECT TO YOUR USE AND ACCESS OF AIO EXCHANGE SERVICES. YOU UNDERSTAND AND AGREE THAT AIO EXCHANGE WILL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES ARISING OUT OF OR RELATING TO: (A) ANY INACCURACY, DEFECT OR OMISSION OF DIGITAL ASSET PRICE DATA, (B) ANY ERROR OR DELAY IN THE TRANSMISSION OF SUCH DATA, (C) INTERRUPTION IN ANY SUCH DATA, (D) REGULAR OR UNSCHEDULED MAINTENANCE CARRIED OUT BY AIO EXCHANGE AND SERVICE INTERRUPTION AND CHANGE RESULTING FROM SUCH MAINTENANCE, (E) ANY DAMAGES INCURRED BY OTHER USERS’ ACTIONS, OMISSIONS OR VIOLATIONS OF THESE TERMS, (F) ANY DAMAGE CAUSED BY ILLEGAL ACTIONS OF OTHER THIRD PARTIES OR ACTIONS NOT AUTHORIZED BY AIO EXCHANGE, AND (G) OTHER EXEMPTIONS MENTIONED IN DISCLAIMERS AND PLATFORM RULES ISSUED BY AIO EXCHANGE.

ii. Disclaimer of Damages and Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AIO EXCHANGE, ITS AFFILIATES, AND THEIR RESPECTIVE SHAREHOLDERS, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, SUPPLIERS, OR CONTRACTORS SHALL NOT BE LIABLE FOR ANY INCIDENTAL, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL, OR SIMILAR DAMAGES OR LIABILITIES ARISING OUT OF OR IN CONNECTION WITH AIO EXCHANGE SERVICES, ANY PERFORMANCE OR NON-PERFORMANCE OF AIO EXCHANGE SERVICES, OR ANY PRODUCTS, SERVICES, OR OTHER ITEMS PROVIDED BY OR ON BEHALF OF AIO EXCHANGE AND ITS AFFILIATES, WHETHER UNDER CONTRACT, STATUTE, STRICT LIABILITY, OR OTHER THEORY, EVEN IF AIO EXCHANGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL AIO EXCHANGE'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU TO AIO EXCHANGE FOR ACCESS TO AND USE OF AIO EXCHANGE SERVICES. YOUR USE OF AIO EXCHANGE SERVICES IS AT YOUR OWN RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM YOUR USE OF AIO EXCHANGE SERVICES. THE LIMITATIONS OF LIABILITY SET FORTH IN THIS SECTION SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, STRICT LIABILITY, NEGLIGENCE, OR OTHER TORT, AND SHALL SURVIVE A FUNDAMENTAL BREACH OR BREACHES OR THE FAILURE OF THE ESSENTIAL PURPOSE OF THIS AGREEMENT OR OF ANY REMEDY CONTAINED HEREIN.

iii. Indemnification
You agree to indemnify and hold harmless AIO Exchange operators, their affiliates, contractors, licensors, and their respective directors, officers, employees and agents from and against any claims, actions, proceedings, investigations, demands, suits, costs, expenses and damages (including attorneys’ fees, fines or penalties imposed by any regulatory authority) arising out of or related to (i) your use of, or conduct in connection with, AIO Exchange services, (ii) your breach or our enforcement of these Terms, or (iii) your violation of any applicable law, regulation, or rights of any third party during your use of AIO Exchange services. If you are obligated to indemnify AIO Exchange operators, their affiliates, contractors, licensors, and their respective directors, officers, employees or agents pursuant to these terms, AIO Exchange will have the right, in its sole discretion, to control any action or proceeding and to determine whether AIO Exchange wishes to settle, and if so, on what terms.

5.5. Termination Of Agreement:
i. Suspension of AIO Exchange Accounts

You agree that AIO Exchange shall have the right to immediately suspend your AIO Exchange Account (and any accounts beneficially owned by related entities or affiliates), freeze or lock the Digital Assets or funds in all such accounts, and suspend your access to AIO Exchange for any reason including if AIO Exchange suspects any such accounts to be in violation of these Terms, our Privacy Policy, or any applicable laws and regulations. You agree that AIO Exchange shall not be liable to you for any permanent or temporary modification of your AIO Exchange Account, or suspension or termination of your access to all or any portion of AIO Exchange Services. AIO Exchange shall reserve the right to keep and use the transaction data or other information related to such AIO Exchange Accounts. The above account controls may also be applied in the following cases:
- The AIO Exchange Account is subject to a governmental proceeding, criminal investigation or other pending litigation;
- Unusual activities in the AIO Exchange Account are detected;
- Unauthorized access to the AIO Exchange Account is detected;
- A court order or command by a regulatory/government authority requires it.


ii. Cancellation of AIO Exchange Accounts

AIO Exchange has the right to terminate these terms by cancelling your account and permanently freezing (canceling) the authorizations of your account on AIO Exchange, if any of the following events occur: after AIO Exchange terminates services to you, you register again under a different name, the information provided is false, outdated, or incomplete, you refuse to accept amended terms, you request termination of services, or AIO Exchange deems it necessary. Should your account be terminated, account and transactional information that meets data retention standards will be securely stored for 5 years. If a transaction is unfinished during the account termination process, AIO Exchange may notify your counterparty of the situation. A user-initiated account exit (right to erasure under GDPR or other equivalent regulations) will also be subject to the termination protocol. If AIO Exchange is informed that any digital assets or funds held in your account are stolen or not lawfully possessed, AIO Exchange may place an administrative hold on the funds and the account. The hold may continue until the dispute is resolved and evidence of resolution is provided to AIO Exchange in an acceptable form. AIO Exchange will not involve itself in any dispute or resolution and will not be held liable for any such hold or inability to withdraw digital assets or funds or execute trades during the hold period.

iii. Remaining Funds After AIO Exchange Account Termination

All remaining account balance, including charges and liabilities owed to AIO Exchange, will be payable immediately upon account closure/withdrawal, except as stated in paragraph 4. Users will have 5 business days to withdraw all digital assets or funds from the account after paying all outstanding charges to AIO Exchange (if any).

iv. Remaining Funds After AIO Exchange Account Termination Due to Fraud, Violation of Law, or Violation of These Terms

AIO Exchange maintains full custody of the remaining funds in the account in the event that the account is terminated due to fraud, violation of law, or violation of these terms. AIO Exchange may use these funds to cover any damages suffered by AIO Exchange or any third party as a result of the fraud, violation of law, or violation of these terms. If any remaining funds are left after these damages have been covered, AIO Exchange will determine the disposition of these funds in its sole discretion.

v. Survival of Provisions

The provisions of these terms will survive any termination of your AIO Exchange Account.

vi. Effect of Termination

Upon termination of these terms, you will no longer have access to your AIO Exchange Account and all rights granted to you under these terms will immediately cease. Any funds or digital assets left in your AIO Exchange Account will be subject to the provisions outlined in paragraphs 3 and 4 above.

5.6. No Financial Advice
AIO Exchange does not provide investment, financial, trading or any other form of advice. Any information provided by AIO Exchange should not be considered as such. You are solely responsible for determining the suitability of any investment or transaction based on your personal investment objectives, financial situation and risk tolerance. AIO Exchange does not endorse or recommend the purchase, sale or holding of any digital asset. It is your responsibility to conduct your own due diligence and consult with your financial advisors before making any investment decisions. AIO Exchange will not be liable for any decisions made by you based on the information provided by AIO Exchange. You should consult legal or tax professionals regarding your specific situation.

5.7. Compliance with Local Laws
As a user of AIO Exchange services, it is your responsibility to comply with all local laws and regulations related to the legal use of AIO Exchange services in your jurisdiction, as well as any other applicable laws and regulations. You are also responsible for complying with any tax laws and regulations, including the withholding, collection, reporting, and remittance of taxes to the appropriate tax authorities. By using AIO Exchange services, you confirm that the funds used in connection with your account are from legitimate sources and do not originate from illegal activities. AIO Exchange reserves the right to request and collect any necessary information and materials to verify the legality of the sources and use of funds in accordance with relevant laws or government orders. AIO Exchange cooperates with law enforcement authorities globally and may seize, freeze, or terminate user accounts and funds if they are flagged or investigated by legal mandate.

5.8. Privacy Policy
Access to AIO Exchange services requires the submission of certain personally identifiable information. Please review AIO Exchange's privacy policy (https://aio.exchange/privacy) for an overview of AIO Exchange's guidelines for the collection and use of personal information.

5.9. Resolving Disputes: Forum, Arbitration, Class Action Waiver

i. Notice of Claim and Dispute Resolution Period:
Please contact AIO Exchange first in case of any disputes. AIO Exchange wants to address your concerns without resorting to formal legal proceedings, if possible. If you have a dispute with AIO Exchange, then you should contact AIO Exchange and a ticket number will be assigned. AIO Exchange will attempt to resolve your dispute internally as soon as possible. The parties agree to negotiate in good faith to resolve the dispute (which discussions shall remain confidential and be subject to applicable rules protecting settlement discussions from use as evidence in any legal proceeding).
In the event the dispute cannot be resolved satisfactorily, and you wish to assert a legal claim against AIO Exchange, then you agree to set forth the basis of such claim in writing in a “Notice of Claim,” as a form of prior notice to AIO Exchange. The Notice of Claim must (1) describe the nature and basis of the claim or dispute, (2) set forth the specific relief sought and (3) include your AIO Exchange account email. The Notice of Claim should be submitted to an email address or hyperlink provided in your correspondence with AIO Exchange. After you have provided the Notice of Claim to AIO Exchange, the dispute referenced in the Notice of Claim may be submitted by either AIO Exchange or you to arbitration in accordance with paragraph 2 of this Section, below. For the avoidance of doubt, the submission of a dispute to AIO Exchange for resolution internally and the delivery of a Notice of Claim to AIO Exchange are prerequisites to commencement of an arbitration proceeding (or any other legal proceeding). During the arbitration, the amount of any settlement offer made by you or AIO Exchange shall not be disclosed to the arbitrator.

ii. Agreement to arbitrate:
You and AIO Exchange agree that, subject to paragraph 1 above, any dispute, claim, or controversy between you and AIO Exchange arising in connection with or relating in any way to these Terms or to your relationship with AIO Exchange as a user of AIO Exchange Services (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after the termination of these Terms) will be determined by mandatory final and binding individual (not class) arbitration, except as set forth below under Exceptions to Agreement to Arbitrate. You and AIO Exchange further agree that the arbitrator shall have the exclusive power to rule on his or her own jurisdiction, including without limitation any objections with respect to the existence, scope or validity of the Agreement to Arbitrate, or to the arbitrability of any claim or counterclaim. Arbitration is more informal than a lawsuit in court. THERE IS NO JUDGE OR JURY IN ARBITRATION, AND COURT REVIEW OF AN ARBITRATION AWARD IS LIMITED. There may be more limited discovery than in court. The arbitrator must follow this agreement and can award the same damages and relief as a court (including, if applicable, attorney fees), except that the arbitrator may not award declaratory or injunctive relief benefiting anyone but the parties to the arbitration. The arbitration provisions set forth in this Section will survive termination of these Terms. Arbitration Rules. The arbitration shall be subject to the Rules of Arbitration of the International Chamber of Commerce (the “ICC”) then in force (the “ICC Rules”), as modified by this Section X. The arbitration will be administered by the International Court of Arbitration of the ICC. Unless the parties agree otherwise, there shall be only one arbitrator appointed in accordance with the ICC Rules. Any arbitration will be conducted in the English language, unless otherwise required by a mandatory law of a member state of the European Union or any other jurisdiction. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based. JUDGMENT ON ANY ARBITRAL AWARD MAY BE GIVEN IN ANY COURT HAVING JURISDICTION OVER THE PARTY (OR OVER THE ASSETS OF THE PARTY) AGAINST WHOM SUCH AN AWARD IS RENDERED. Time for Filing: ANY ARBITRATION AGAINST AIO EXCHANGE MUST BE COMMENCED BY FILING A REQUEST FOR ARBITRATION WITHIN ONE (1) YEAR, AFTER THE DATE THE PARTY ASSERTING THE CLAIM FIRST KNOWS OR REASONABLY SHOULD KNOW OF THE ACT, OMISSION OR DEFAULT GIVING RISE TO THE CLAIM; AND THERE SHALL BE NO RIGHT TO ANY REMEDY FOR ANY CLAIM NOT ASSERTED WITHIN THAT TIME PERIOD. THIS ONE YEAR LIMITATION PERIOD IS INCLUSIVE OF THE INTERNAL DISPUTE RESOLUTION PROCEDURE SET FORTH IN PARAGRAPH 1 OF THIS SECTION, ABOVE. THERE SHALL BE NO RIGHT TO ANY REMEDY FOR ANY CLAIM NOT ASSERTED WITHIN THAT TIME PERIOD. If applicable law prohibits a one-year limitation period for asserting claims, any claim must be asserted within the shortest time period permitted by applicable law. Process; Notice: The party who intends to seek arbitration after the expiration of the Dispute Resolution Period set forth in paragraph 1, above, must submit a request to the ICC in accordance with the ICC Rules. If AIO Exchange requests arbitration against you, AIO Exchange will give you notice at the email address or mailing address you have provided. You agree that any notice sent to this email or mailing address shall be deemed effective for all purposes, including without limitation to determinations of adequacy of service. It is your obligation to ensure that the email address and/or mailing address on file with AIO Exchange is up-to-date and accurate. Seat of Arbitration: The seat of the arbitration shall be Switzerland. Place of Hearing: The location of any in-person arbitration hearing shall be Switzerland, unless otherwise agreed to by the parties. If the amount in dispute is such that the arbitration can be conducted on the basis of documents and/or written submissions only, then the arbitration shall be conducted in this manner, unless otherwise agreed to by the parties. The arbitrator shall have the power to award any remedy or relief that a court of competent jurisdiction could award under the applicable law. The arbitration award shall be final and binding upon the parties, and judgment on the award may be entered in any court having jurisdiction thereof.

iii. Class Action Waiver.
You and AIO Exchange agree that any claims relating to these Terms or to your relationship with AIO Exchange as a user of AIO Exchange Services (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after the termination of these Terms) shall be brought against the other party in an arbitration on an individual basis only and not as a plaintiff or class member in a purported class or representative action. You and AIO Exchange further agree to waive any right for such claims to be brought, heard, or arbitrated as a class, collective, representative, or private attorney general action, to the extent permissible by applicable law. Combining or consolidating individual arbitrations into a single arbitration is not permitted without the consent of all parties, including AIO Exchange.

iv. Modifications.
AIO Exchange reserves the right to update, modify, revise, suspend, or make any future changes to Section X regarding the parties’ Agreement to Arbitrate, subject to applicable law. You hereby consent and agree that it is your responsibility to ensure that your understanding of this Section is up-to-date. Subject to the applicable law, your continued use of your AIO Exchange account shall be deemed to be your acceptance of any modifications to Section X regarding the parties’ Agreement to Arbitrate. You agree that if you object to the modifications to Section X, AIO Exchange may block access to your account pending closure of your account. In such circumstances, the Terms of Use prior to modification shall remain in full force and effect pending closure of your account.

v. Severability.
If any portion of these Terms is adjudged to be invalid or unenforceable for any reason or to any extent, the remainder of these Terms will remain valid and enforceable and the invalid or unenforceable portion will be given effect to the greatest extent permitted by law. In case of any disputes or issues related to these terms and conditions, users are expected to contact AIO Exchange support before raising any legal proceedings.

6. Additional Token Investment Guidelines

Before investing in AIO Exchange Token you agree to have contacted AIO Exchange team via the support chat, directly at support@aio.exchange or at admin@edwardsharpandco.com

6.1 Compliance: AIO Exchange ensures compliance with applicable laws and regulations when offering its investments. The regulatory requirements and investment vehicles may differ depending on the jurisdiction of the investor's citizenship. For instance, investors based in the US or outlying regions may be subject to investment via "Regulated CF funding," which requires disclosure of financial information regarding the company and the team.

6.2. Restrictions: AIO Exchange may be required to conduct strict AML and KYC checks before allowing investment in the token. Additionally, other factors such as the net worth of the individual or institution, or their financial background, may affect whether or not users can invest.

6.3. Disclaimer of Legal and Financial Advice: The information provided on the AIO Exchange website and during communication with the AIO Exchange team is solely for informational purposes and should not be considered as legal or financial advice. It is recommended that users consult their own legal or financial advisors before making any investment decisions.

6.4. Disclaimer of Legal and Financial Advice: The AIO Exchange team does not guarantee any specific returns or profits from investing in the AIO Exchange Token. Investing in the AIO Exchange Token involves risk, and investors should carefully consider their investment objectives and risk tolerance before investing.

6.5. Right to Refuse Investment: The AIO Exchange team reserves the right to refuse investment from any individual or institution for any reason, including concerns about the legality or regulatory compliance of the investment.

6.6. Right to Change Investment Terms: The AIO Exchange team reserves the right to modify the investment terms at any time. By investing in the AIO Exchange Token, the investor acknowledges and agrees to these potential changes. It is the responsibility of the investor to stay informed about any changes.

These terms are provided in addition and are complimentary to the other terms, disclaimers, and conditions on this page.

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